Mortgage Calculator

Smart Homebuying Starts Here

Mortgage Calculator & Buying Basics

Buying a home? Use this tool to estimate your monthly payment. Current Tennessee averages:
• 30-year fixed: ~6.43% APR
• 15-year fixed: ~5.63% APR
• Down payments: 3-20% (VA loans: 0% for qualified veterans)

This is an estimate only. Actual rates depend on credit, loan type, and lender. I’ll connect you with trusted local lenders for personalized quotes.